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BP 48: general general general Public health implications of payday financing
Date: 2016 Category: Briefing Paper Author: GCPH september
The goal of this briefing paper is to help the comprehension of the population that is potential effects of payday financing.
The 2008 crisis that is financial subsequent financial recession triggered a renewed concentrate on the relationship between socioeconomic facets and wellness. Especially the financial downturn has raised issues across the overall health of people accruing or experiencing debt that is personal.
The paper concentrates solely on payday financing; a controversial training which identifies short-term loans for smaller amounts of cash with a high rates of interest and costs. Payday financing is targeted toward low income, high-risk borrowers.
The briefing paper summarises a literary works review. Analysis papers evaluated consist of both quantitative and qualitative designs, evaluations, grey literature, regulatory reforms, market data and posted expert commentary concerning lending that is payday.
Key popular features of the existing payday financing model are described and talked about, with a directory of proof associated with overall health impacts.