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LEGAL THINGS: Better Alternatives to Payday Advances

LEGAL THINGS: Better Alternatives to Payday Advances

Payday advances can be a trap that is insidious astronomical interest levels. Is there better choices?

Hold on your caps — pay day loans in Rhode Island that we recently reviewed had APRs operating between 255 per cent to simply over 260 per cent.

An insidious trap

A post-dated check for the amount of the loan plus a fee under the contracts we reviewed, at the time of the loan, borrowers were required to give the lender.