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Tier is correlated with loan quantity, interest due, tenor, and rate of interest.

Tier is correlated with loan quantity, interest due, tenor, and rate of interest.

Through the heatmap, it is possible to find the features that are highly correlated the aid of color coding: favorably correlated relationships come in red and negative people come in red. The status variable is label encoded (0 = settled, 1 = overdue), such that it can usually be treated as numerical. It could be effortlessly found that there clearly was one outstanding coefficient with status (first row or very very first line): -0.31 with “tier”.